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Goals

Every goal your plan is built around: how much, by when, and whether you're on pace.

3 of 4

Goals on track

₹87,000

Invested every month

₹2,92,00,000

Saved of ₹12,97,00,000 needed

Sept 2027

Next due: Emergency corpus

Your goals over time

Each bar runs from when the goal was planned to when you need the money.

On track Needs attention Achieved

  • Retirement

    Apr 2018 → Apr 2042

    20% funded15 yrs 6 mos left

  • Children's education

    Jun 2021 → Jun 2031

    30% funded4 yrs 8 mos left

  • Home renovation

    Jan 2023 → Jun 2026

    100% fundedAchieved

  • Emergency corpus

    Apr 2025 → Sept 2027

    75% funded11 mos left

The dark tick on each bar marks today; the fill is how much is funded.

  • Retirement

    Essential · Apr 2018 to Apr 2042

    On track

    ₹2,40,00,000 of ₹12,00,00,000

    Money in hand20%
    Time gone35%
    Time left
    15 yrs 6 mos
    Investing now
    ₹40,000/mo
    Needed to stay on track
    ₹17,500/mo
    Expected by Apr 2042
    ₹13,00,21,639

    Funded by

    HDFC Flexi Cap Fund SIPNippon India Nifty 50 Index Fund SIPWhiteOak Capital PMS
    On track. We'll step the SIP up 10% each April with your increment.
    Manalee Verneker · reviewed 12 Sept 2026
    What if I invest a different amount?
    ₹0₹1,00,000

    You’d have ₹13,00,21,639 by Apr 2042 (108% of the goal). Goal reached in Jul 2041, 9 months early.

    Assumes 10% a year, as set in your plan.

  • Children's education

    Essential · Jun 2021 to Jun 2031

    Needs attention

    ₹18,00,000 of ₹60,00,000

    Money in hand30%
    Time gone53%
    Time left
    4 yrs 8 mos
    Investing now
    ₹25,000/mo
    Needed to stay on track
    ₹44,500/mo
    Expected by Jun 2031
    ₹46,39,628

    Adding about ₹19,500 a month gets this goal back on track.

    Talk to Manalee

    Funded by

    ICICI Prudential Bluechip Fund SIP
    Fees are rising faster than planned. Let's discuss topping up the SIP at your next review.
    Manalee Verneker · reviewed 12 Sept 2026
    What if I invest a different amount?
    ₹0₹67,000

    You’d have ₹46,39,628 by Jun 2031 (77% of the goal). Goal reached in Feb 2033, 20 months late.

    Assumes 10% a year, as set in your plan.

  • Home renovation

    Aspirational · Jan 2023 to Jun 2026

    Achieved

    ₹25,00,000 of ₹25,00,000

    Money in hand100%
    Time gone100%

    Funded by

    Short-duration debt fund
    Funded. Money moved to a savings account in May, ready to use.
    Manalee Verneker · reviewed 20 Jun 2026

  • Emergency corpus

    Essential · Apr 2025 to Sept 2027

    On track

    ₹9,00,000 of ₹12,00,000

    Money in hand75%
    Time gone62%
    Time left
    11 mos
    Investing now
    ₹22,000/mo
    Needed to stay on track
    ₹22,000/mo
    Expected by Sept 2027
    ₹12,03,763

    Funded by

    Liquid fund
    What if I invest a different amount?
    ₹0₹55,000

    You’d have ₹12,03,763 by Sept 2027 (100% of the goal). Right on time.

    Assumes 6.5% a year, as set in your plan.

Projections use the return assumed for this goal and are estimates, not guarantees. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Goal targets already include inflation up to the target date.

Goals · Financial Wisdom